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Privacy policy

Guiding principles

Your privacy is critically important to us. At liwwa, Inc. we have a few fundamental principles:

  • We don’t ask you for personal information unless we truly need it.
  • We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
  • We don’t store personal information on our servers unless required for the on-going operation of one of our services.

If you have questions about deleting or correcting your personal data please contact our support team. liwwa, Inc. ("liwwa") operates www.liwwa.com. It is liwwa’s policy to respect your privacy regarding any information we may collect while operating our website.

Website Visitors

Like most website operators, liwwa collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. liwwa’s purpose in collecting non-personally identifying information is to better understand how liwwa’s visitors use its website. From time to time, liwwa may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. liwwa also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users. liwwa only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to liwwa’s websites choose to interact with liwwa in ways that require liwwa to gather personally-identifying information. The amount and type of information that liwwa gathers depends on the nature of the interaction. For example, those who engage in transactions with liwwa are asked to provide the personal and financial information required to process those transactions. In each case, liwwa collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with liwwa. liwwa does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

For purposes of KYC, liwwa collects the following personal information on investors’ profiles:

  • Full name

  • Nationality

  • Passport number

  • Proof of address

  • Source of income

  • Gross annual income range

  • Contact information (email & phone number)

Aggregated Statistics

liwwa may collect statistics about the behavior of visitors to its websites. For instance, liwwa may monitor the most popular entries on the liwwa.com site. liwwa may display this information publicly or provide it to others. However, liwwa does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

liwwa discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors, users and affiliated organizations that (i) need to know that information in order to process it on liwwa’s behalf or to provide services available at liwwa’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using liwwa’s websites, you consent to the transfer of such information to them. liwwa will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, liwwa discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when liwwa believes in good faith that disclosure is reasonably necessary to protect the property or rights of liwwa, third parties or the public at large. If you are a registered user on liwwa’swebsite and have supplied your email address, liwwa may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with liwwa and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. liwwa takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. liwwa uses cookies to help liwwa identify and track visitors, their usage of the liwwa website, and their website access preferences. liwwa visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using liwwa’s websites, with the drawback that certain features of liwwa’s websites may not function properly without the aid of cookies.

Business Transfers

If liwwa, or substantially all of its assets, were acquired, or in the unlikely event that liwwa goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of liwwa may continue to use your personal information as set forth in this policy.

Privacy Policy Changes

Although most changes are likely to be minor, liwwa may change its Privacy Policy from time to time, at sole discretion, however liwwa will notify you whenever any amendments are made to the Privacy Policy. liwwa encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

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Give us a Call

For Borrowers: +962 79 870 4070

For Investors: +962 79 870 4070

Office Hours: 9:30am - 4:30pm
Sunday - Thursday

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257 Prince Mohammed Street,

Mezzanine Floor, Office #2, 3rd Circle

Amman, Jordan

* The historical return range is based on the annualized Internal Rate of Return (IRR) of liwwa investors' actual portfolios, taking into account late payments, defaults, write-offs, recoveries and service fees for all loans originated since 2013. The range represents the 15th to 85th percentile of returns for investors whose accounts have been open for at least 12 months. Individual results may vary. Historical performance is no guarantee of future returns, and the historical return range is not intended as investment advice or as a guarantee of the performance of investment opportunities.

Important Note: liwwa, Inc. does not guarantee investors a return and all investments carry risk, learn more about the investment risks. All transactions enabled through liwwa.com are subject to Terms of Service and the Investor Agreement.

If at any point in the future, liwwa ceases to exist as a company, becomes insolvent, or faces any other distribution event, investors may experience delays in repayment of loans they have invested in. In this unlikely event, investors may lose a portion of or all of their invested funds.

All rights reserved. Copyright © 2024

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Give us a Call

For Borrowers: +962 79 870 4070

For Investors: +962 79 870 4070

Office Hours: 9:30am - 4:30pm
Sunday - Thursday

icon-facebookicon-linkedinicon-instagramicon-twitter

* The historical return range is based on the annualized Internal Rate of Return (IRR) of liwwa investors' actual portfolios, taking into account late payments, defaults, write-offs, recoveries and service fees for all loans originated since 2013. The range represents the 15th to 85th percentile of returns for investors whose accounts have been open for at least 12 months. Individual results may vary. Historical performance is no guarantee of future returns, and the historical return range is not intended as investment advice or as a guarantee of the performance of investment opportunities.

Important Note: liwwa, Inc. does not guarantee investors a return and all investments carry risk, learn more about the investment risks. All transactions enabled through liwwa.com are subject to Terms of Service and the Investor Agreement.

If at any point in the future, liwwa ceases to exist as a company, becomes insolvent, or faces any other distribution event, investors may experience delays in repayment of loans they have invested in. In this unlikely event, investors may lose a portion of or all of their invested funds.

All rights reserved. Copyright © 2024